@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@500;600&display=swap');
:root{--navy:#06264d;--navy2:#0b315d;--gold:#c6a15b;--gold2:#e0c483;--ink:#202a35;--muted:#687482;--cream:#f8f6f1;--line:#e7e2d9}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:"DM Sans",Arial,sans-serif;line-height:1.72;background:#fff}
img{max-width:100%;height:auto;display:block}a{color:inherit}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:#041d3b;color:#dfe7ef;font-size:12px}.topbar-in{min-height:40px;display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar a{text-decoration:none}.top-contact{display:flex;gap:25px}
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(6,38,77,.10)}
.header-in{min-height:94px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.brand img{width:205px;height:auto}.nav{display:flex;align-items:center;gap:27px}
.nav a{text-decoration:none;font-size:13px;font-weight:600;color:var(--navy);position:relative;padding:34px 0}
.nav a:after{content:"";position:absolute;left:0;bottom:23px;width:0;height:2px;background:var(--gold);transition:.25s}
.nav a:hover:after,.nav a.active:after{width:100%}.nav .cta{background:var(--gold);color:#fff!important;padding:12px 18px!important}.nav .cta:after{display:none}
.menu{display:none;border:0;background:transparent;font-size:28px;color:var(--navy)}
.hero{min-height:650px;display:grid;grid-template-columns:1.02fr .98fr;background:var(--cream)}
.hero-copy{display:flex;align-items:center;padding:85px 7vw 85px max(4vw,calc((100vw - 1180px)/2))}
.eyebrow,.kicker{color:var(--gold);font-size:12px;letter-spacing:.25em;text-transform:uppercase;font-weight:700}
.hero h1{font-family:"Playfair Display",Georgia,serif;color:var(--navy);font-size:clamp(42px,5vw,70px);line-height:1.05;font-weight:500;margin:20px 0}
.hero p{max-width:590px;font-size:18px;color:#5d6873}.hero-photo{min-height:650px;background:url("../images/hero.jpg") center/cover no-repeat}
.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;padding:13px 23px;background:var(--navy);color:#fff;font-weight:600;font-size:13px}.btn:hover{background:var(--gold)}
.btn.outline{background:transparent;color:var(--navy);border:1px solid var(--navy)}
.section{padding:90px 0}.section.cream{background:var(--cream)}.section.navy{background:var(--navy);color:#fff}
.section-head{max-width:790px;margin:0 auto 48px;text-align:center}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif}
h2{font-weight:500;font-size:clamp(32px,4vw,50px);line-height:1.15;color:var(--navy);margin:13px 0 18px}
.section-head p{color:var(--muted);font-size:17px}
.intro{display:grid;grid-template-columns:1fr 1.25fr;gap:70px;align-items:center}.intro-photo{aspect-ratio:4/3;overflow:hidden}.intro-photo img{width:100%;height:100%;object-fit:cover}
.intro-copy h2{margin-top:0}.intro-copy p{font-size:17px}.signature{margin-top:25px;font-family:"Playfair Display",serif;color:var(--navy);font-size:22px}
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.value{background:#fff;padding:32px 28px;min-height:245px}.value .num{width:54px;height:54px;margin-bottom:18px}.value .num img{width:54px;height:54px;object-fit:contain}
.value h3{color:var(--navy);font-size:24px;margin:0 0 9px}.value p{font-size:14px;color:var(--muted);margin:0}
.offer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.offer{position:relative;min-height:330px;overflow:hidden;background:#111;text-decoration:none;color:#fff}
.offer img{width:100%;height:100%;object-fit:cover;transition:.5s}.offer:hover img{transform:scale(1.05)}
.offer:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.06),rgba(0,0,0,.78))}
.offer .overlay{position:absolute;z-index:2;left:25px;right:20px;bottom:22px}.offer h3{color:#fff;font-family:"DM Sans",Arial,sans-serif;text-transform:uppercase;font-size:19px;line-height:1.2;margin:0}.offer p{font-size:13px;color:#e9edf0;margin:5px 0 0}
.split{display:grid;grid-template-columns:1fr 1fr}.split-photo{min-height:540px}.split-photo img{width:100%;height:100%;object-fit:cover}
.split-copy{background:var(--navy);color:#fff;padding:70px clamp(30px,6vw,90px)}.split-copy h2{color:#fff}.split-copy p{color:#d8e0e8}
.checks{list-style:none;padding:0;margin:25px 0}.checks li{padding:11px 0 11px 30px;border-top:1px solid rgba(255,255,255,.16);position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--gold2);font-weight:700}
.page-hero{padding:95px 0 65px;background:var(--cream)}.page-hero h1{color:var(--navy);font-size:clamp(42px,5vw,62px);font-weight:500;margin:10px 0 0}
.content{max-width:900px}.content h2{margin-top:52px}.content p,.content li{font-size:16px}.content ul{padding-left:22px}
.fees{display:grid;grid-template-columns:1fr 1fr;gap:22px}.fee-card{padding:35px;background:var(--cream);border-top:3px solid var(--gold)}.fee-card h3{color:var(--navy);font-size:25px;margin-top:0}
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px}.contact-row{display:flex;gap:15px;padding:17px 0;border-bottom:1px solid var(--line)}.contact-row strong{color:var(--navy)}
.contact-form{padding:35px;background:var(--cream)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{font-size:12px;font-weight:700;color:var(--navy)}
input,textarea{width:100%;margin-top:6px;border:1px solid #d9d4ca;background:#fff;padding:13px;font:inherit}textarea{min-height:150px;resize:vertical}.full{grid-column:1/-1}.form-note{font-size:11px;color:var(--muted)}
.footer{background:#041d3b;color:#d7e0e8;padding:58px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}.footer img{width:190px;margin-bottom:18px}
.footer h3{color:#fff;font-size:21px;margin-top:0}.footer a{text-decoration:none}.footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:38px;padding-top:17px;font-size:11px;display:flex;justify-content:space-between}
.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:200;background:#fff;border:1px solid var(--line);box-shadow:0 12px 45px rgba(0,0,0,.16);padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:25px}.cookie p{margin:0;font-size:12px;color:var(--muted)}.cookie button{border:0;background:var(--navy);color:#fff;padding:10px 18px;font-weight:700}
@media(max-width:950px){.topbar-in{justify-content:center}.nav{display:none;position:absolute;top:94px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 4%;flex-direction:column;align-items:flex-start;gap:0}.nav.open{display:flex}.nav a{padding:13px 0}.nav a:after{bottom:5px}.menu{display:block}.hero{grid-template-columns:1fr}.hero-copy{padding:70px 6%}.hero-photo{min-height:470px}.intro,.contact,.fees{grid-template-columns:1fr}.values{grid-template-columns:1fr 1fr}.offer-grid{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.split-photo{min-height:420px}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.top-contact{gap:10px;font-size:11px}.top-contact span:last-child{display:none}.values,.offer-grid,.form-grid,.footer-grid{grid-template-columns:1fr}.full{grid-column:auto}.hero h1{font-size:43px}.section{padding:65px 0}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}.cookie{left:10px;right:10px;bottom:10px;display:block}.cookie button{margin-top:12px}}